Last updated in September 2020
The best financial independence blogs inspire their readers to start their own journey to financial independence, retire early (FIRE). There are many people who document their journey to FIRE in the form of a blog and there is a lot you can learn from them.
Some of these blogs have become fairly successful, especially as they contain good advice and motivation for other FIRE aspirants.
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The best financial independence blogs
Mr. Money Mustache
Mr. Money Mustache is THE FIRE blog and the most prominent financial independence blogger. The blog has reached 23 million different people since its inception and it is unlikely to stop there.
Mr. Money Mustache himself reached financial independence over 15 years ago and is still happily retired. By now his blog is packed with advice and tips on how you can become financially independent, mainly through frugal living.
The Mad Fientist is another financial independence blogger. He describes himself as a scientist of financial independence or Fientist). His blog offers lots of helpful tools that make your journey easier. It is also home to his podcast which features successful early retirees.
“By analyzing the tax code and looking at personal finance through the lens of early financial independence, [The Mad Fientist] develop[s] strategies and tactics to help you retire even earlier.”
Strictly speaking, Monevator is an investment blog. However, for anyone attempting to reach financial independence, their posts are a must read. While Monevator, like the other blogs, does not provide financial advice, their posts are packed with information that helps you to make better financial decisions.
My absolute favourite post is their ISA vs. SIPP series which attempts to solve the problem that many FIRE aspirants face. Self-invested personal pensions (SIPPs) are a tax-efficient way to save money and allow you to reach your savings goal faster.
However, if you save too much money in your SIPP, you may run out of money if you retire early. Because you can access your money only once you reach age 55+, you need enough money in your ISA to last you till then.
Best financial independence blogs: 1500 Days
1500 Days to Freedom describes Mr. 1500’s journey to FIRE. As you may be able to guess from the title, he aimed to retire within 1500 days and managed to achieve this goal. On his journey, Mr. 1500 learned a lot and he passes on these experiences to his readers.
For example, he describes mistakes he has made such as rushing to early retirement and missing out on important life events. If you are looking into making flipping houses your side hustles, you can also learn a lot from 1500 Days to Freedom.
You can also listen to Mr. 1500’s interview on Mad Fientist.
Our Next Life
Our Next Life is a FIRE blog written by Tanja who you may remember from Work Optional, Retire Early The Non Penny-Pinching Way. Tanja and her husband are already retired and as many early retirees, have documented their journey on their blog.
Tanja advocates a two-phased approach to early retirement. In the first phase, you may be thinking about living more frugally so that you can invest early on and take advantage of compound interest.
My favourite post of Our Next Life reflects Tanja’s thoughts on why we should not complain about work. Rather we should be incredibly grateful that we get to retire at all, as many people had, and still have to, work until they die.
Tread Lightly, Retire Early
Tread Lightly, Retire Early is another blog written by a woman. I sometimes feel that the FIRE movement is particularly dominated by men so I always look out for blogs written by women. Angela, the author of Tread Lightly, Retire Early,
Her Women’s Personal Finance Wednesdays series is particularly interesting as it showcases that the common stereotype that women are not good with money simply is not true. It also highlights that women face unique challenges when it comes to finances and there is a lot of education work to do.
The Escape Artist
Escape Artist is a UK-based financial independence blog. The Escape Artist is already retired after working in Finance for a long time and now wants to help you do the same. Barney, the face behind the Escape Artist, has become somewhat of a British celebrity and often publicly advocates the FIRE principle.
The best financial independence blogs summary
There are many FIRE blogs out there and which ones are the best financial independence blogs depends on your values and goals. Even the blogs that did not make it into my list have useful and informative articles.
Therefore, it is important to look beyond the most prominent blogs and dig deeper. As for myself, the best financial independence blogs include:
- Mr. Money Mustache
- The Mad Fientist
- 1500 Days
- Our Next Life
- Tread Lightly, Retire Early
- The Escape Artist
When reading these blogs, keep in mind that none of them provides financial advice. While the information the authors provide is super helpful, you should also do your own research, especially if you plan to invest money.
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